5 Ways To get free VISA Card (In India)

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In today’s digital world of generation,

We need a Debit/Credit/Virtual Card to transact online.From online shopping to recharge,Anything can be related to a transaction now-a-days.So if you are in India and want to transact internationally,you need at least an International Brand of Card like VISA.Because in India,We generally get a RUPAY Card which is incapable of international transactions occasionally.

There are many ways in which you can get a VISA Card in India.Even you can ask in your Bank for a VISA card to be issued for you.But here we are discussing about the most trivial ways of getting a VISA Card for free that too online and without any paper-works.You don’t need to go to the Bank.You can get a VISA card by following any of the ways written below in order to get a VISA card.

So let’s Start.
Before Starting We assume that,You have a smart phone which is capable of downloading the below apps from your app-store.

There are so many ways and apps now-a-days providing  VISA Card  .But here I will clarify the most trivial ways or apps providing VISA Cards to Indians.

Kotak 811 App was Launched in 2015 in Playstore.Since then it has provided VISA Card to each of his Customer.They provide a Virtual Bank in their Application with zero balance and zero fees.


  1. First download the app from app store.(Click Here to  download it from playstore)
  2. Sign Up with your Aadhar Card and PAN Card and get your. KYC done.It only takes 5 minutes to get your KYC done.
  3. Get an appointment of their agents at your Home.You will find the appointment in their app itself.All you have to do is just to fix a date with your convenient time.
  4. Log in to your Account in the 811 app,Go to “Cards” → “Debit Card” →  “Activate/Deactivate Debit Card” → “International Usage” switch it On.
  5. Hola.You have an Internationally transactable VISA Card without going to the bank and without a single rupee.

Payzapp which is a child  of HDFC bank also provides a Virtual VISA Card which can also be used for international as well as domestic transactions.


  1. Download the app From Playstore.(Click Here to download it from playstore)
  2. Sign Up and get your KYC done in Payzapp.They just need a PAN/AADHAR Card to verify your KYC application.
  3. Load Your Wallet with a Small amount.
  4. Voilla!You have now a VISA Card.

SBI has also started providing virtual prepaid cards to it’s netbanking users.In order to get a VCC(Virtual Credit  Card) you must have access to internet banking of SBI.


  1. Download the SBI Anywhere Application.(Click here to download it from Playstore.
  2. Go to “Services” → “State Bank Virtual Cards” → “Generate A Virtual Card” Then just select your debit account and buy a VISA Virtual Debit Card.
  3. You Can purchase a minimum worth of 100/- and the 100/- will be added to the card that you purchased.
  4. These types of cards are called Prepaid Virtual Cards.
  5. Voilla!! You got a brand new VISA Card.This Card can be used for International transactions .

Pockets App which is a Wallet and UPI Provider is also parented to ICICI Bank.This app also provides a Virtual VISA Card to it’s users.They can also provide a physical card if requested.


  1. Download Pockets-UPI,Wallet by ICICI Bank. (Click Here – Google  Play store Link)
  2. Sign Up with your SIM Card and get your KYC done.
  3. Load a minimum amount of 100 .
  4. You can also request a Physical Card of the Virtual VISA Card(That you got in the Application)
  5. This card can also be used for international transactions.

Fincare Bank has also started providing zero balance accounts to their consumers just like KOTAK 811 .But what I hated the most is their Playstore ratings which is average(3.5).I would say,that’s the reason why FINCARE hasn’t yet launched a special app for their 101 section.

Now-a-days they have started providing Rupay physical debit cards to their customers.The best part is,You can use this physical debit card in ATMs also.


  1. As they don’t have an Application.So to sign-up,Click Here.
  2. Keep Your Aadhar and PAN Card ready for KYC and get your KYC done.
  3. They will mail you your account number & customer id. Just remember your MPIN.
  4. Download their App.Fincare Mobile Banking.( Click Here- Playstore Link)
  5. Log-in to your Account using Customer Id.And contact to customer service.
  6. Tell them that you don’t need a RUPAY physical Debit Card (Which they will be sending to your Address).Tell them to send you a VISA Physical Debit Card.
  7. They will charge you around 200/- and load at least 300/- in your FINCARE 101 account.
  8. Within 10-12 days you will receive a brand new physical VISA Card at your doorstep by post.
  9. This can be used for International & Domestic Transactions as well.

I hope,This blog is really helpful to you.You can comment below if any of the above said ways doesn’t work for you.You can also mail us or contact us on social Media.See you soon with a new way or trick at TricksPur

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